Steubenville Insurance


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Collision insurance covers damage to your own vehicle in		Shopping around is the best way to save money on your
an accident. Collision is generally optional unless		insurance. You can compare free online insurance
your car is financed or leased in which case your bank		quotes from many of the nations leading insurance
or credit union, bank or lender will require collision		companies. We offer quotes for auto insurance, term life
coverage as a condition of the loan in order to protect		insurance, homeowners insurance, individual health
their interests.		insurance and more.

Medical payments is "good-faith" coverage		Whole life insurance policies often cost thousands of
that guarantees immediate medical payments for you,		dollars a year, as opposed to the mere hundreds of
your passengers and other parties, regardless of who is		dollars a year that the majority of term life insurance
at fault. It also covers you and members of your		policies cost consumers. For example, if you are a
household in any accident involving an automobile,		healthy, non-smoking 35 year old male, you can get a
whether you are on foot, on a bicycle, in a friend's car,		10-year, $100,000 term life insurance policy for as little
etc.		as $7.09 a month (or as little as $6.56 a month for a
		comparable female).


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Work policies arent always the best deal.		Buy before any major health issues arise.
Work policies are often based on a composite profile of		Healthy people have the best mortality risks and thus are
the employees you work with, many of whom may be less		much cheaper for companies to insure. This translates
healthy than you, or have other underwriting factors that		into lower rates for the Super Preferred customer than
might drive up rates. These type of policies also expire		someone with higher risk factors such as a heart
if/when you leave the company. Inexpensive term life		condition, cancer or diabetes. Conversely, if you were
insurance polices that cover your dependents until they		unhealthy when you acquired your policy, and your
can live comfortably on their own are often a better		health has now improved, it might be time to shop for a
alternative.		new policy, as your rates are likely to be lower.

Steubenville Insurance
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