West Mifflin Insurance


Home \| West Mifflin Insurance \| West Mifflin Mortgage Loans


While it is important to consider your own unique needs		Find the time to review your insurance policy. You may
when it comes to term life insurance, the general rule of		be able to revise it if you have unnecessary add-ons (i.e.
thumb is to have 6-10 times your annual household		do you need towing if you have AAA?). You may also
income.		qualify for discounts you didn't know about.

While many people in the U.S. remain completely		Before you sign on the bottom line of your insurance
uninsured when it comes to life insurance, even more		policy, it's a good idea to have an understanding of the
who are insured are underinsured. Many		basics. Sure, it may look like a simple sheet of paper with
consumers may own only half of the commonly		writing on it, but it's a legally-binding document that
recommended amount (6-10 times your annual salary).		outlines your rights and obligations should you be
Now is the time to shop for term life insurance rates, and		involved in an accident. As a rule, you should always
think about purchasing a new policy. You may be able to		read your policy carefully, cover to cover, including the
afford more coverage than you think for low monthly		dreaded "fine-print." This will prevent any
payments!		surprises in case you need to make a claim.


Phoenix \| Memphis \| Orlando \| Washington \| San Jose \| Mesa \| Minneapolis \| Glendale \| Colorado Springs \| Carlsbad \| Iowa City \| Vidalia \| Ashland \| Salt Lake City \| Cumming \| West Monroe \| Yonkers \| Branson \| Owensboro \| Sylmar \| Richland \| Sweetwater \|


Reconsider "supplementary" additions to your		Buy before any major health issues arise.
health insurance. You may already be adequately		Healthy people have the best mortality risks and thus are
covered by your existing plan. Also consider that a		much cheaper for companies to insure. This translates
component of auto insurance covers certain portions of		into lower rates for the Super Preferred customer than
health insurance (and vice versa). Check your		someone with higher risk factors such as a heart
policies.		condition, cancer or diabetes. Conversely, if you were
		unhealthy when you acquired your policy, and your
If you and your family are fortunate enough to enjoy		health has now improved, it might be time to shop for a
extended periods of great health, you may want to		new policy, as your rates are likely to be lower.
choose a higher deductible. For example,
increasing it from $500 to $1,000 will significantly reduce
your insurance premium.

West Mifflin Insurance
SIX OF THE BEST INSURANCE SITES AVAILABLE